MyTakeHomeSalary - UK Salary Calculator
MyTakeHomeSalaryUK

NHS Band 5 Pay Reform 2026: How Your Salary Will Change

While the headline 3.3% pay increase grabbed the news, the real story for thousands of nurses lies in the upcoming structural reforms. Here is everything you need to know about the Band 5 Nursing Review and what it means for your final take-home pay.

Published: February 22, 2026

The recent NHS pay announcement contained two parts: a blanket 3.3% salary uplift for Agenda for Change staff, and a less publicized but arguably more vital component—a massive review of the entire Agenda for Change (AfC) structural grading.

At the absolute center of this structural 2026 modernization is the Band 5 Nursing Review. For years, nursing unions have argued that newly qualified and experienced Band 5 nurses have been drastically taking on clinical responsibilities far above their pay grade.

What EXACTLY is the Band 5 Reform?

The government has allocated specific, distinct funding to collaborate with the Royal College of Nursing (RCN) to audit and review Band 5 roles.

1. Role Reflection

Ensuring that the day-to-day duties nurses are actually performing strictly match the Band 5 job description. If duties exceed the band, compensation structures will shift.

2. Career Pathways

Prioritizing graduate pay and establishing a comprehensive national preceptorship program to support newly qualified staff transitioning into the workforce.

Will this Mean Extra Money?

Yes. The funding allocated for this review process is entirely distinct from the 3.3% cost-of-living award.

If the review concludes that a role requires re-banding to Band 6, or requires a dedicated salary uplift to match expectations, the nurse in that role will see a structural boost in their monthly take-home pay on top of the base level.

Crucial Detail: It Will Be Backdated

Because auditing thousands of job descriptions takes time, the review is not expected to be fully completed before April. However, the government has confirmed that any structural improvements or salary uplifts agreed upon will be strictly backdated to April 1st, 2026.

Are Other Roles Changing?

Yes, the AfC structural review isn't just for nurses. The NHS Staff Council is discussing funded improvements for advancing practice roles, strengthening support-worker pathways, and even integrating specialized digital roles into a modernized grading scale. But the Band 5 demographic is taking the primary spotlight.

See Your Baseline for 2026

Before the structural reforms hit your payslip, make sure you know exactly what your base rate with the guaranteed 3.3% will be. Plus, use our new tool to email the specific tax breakdown to yourself so you don't forget it later.

Calculate My NHS Pay Now