The 2026
Survival Hub
Navigate the £12.21 Minimum Wage, frozen tax bands, and new mortgage reality.
£12.21
National Living Wage
+6.7% Increase
3.75%
Base Rate Forecast
Gradual Decrease
£12,570
Income Tax Freeze
Fiscal Drag Warning
£1,717
Avg. Energy Cap
Current (Jan - Mar)
Choose Your Weapon
UPDATED
NHS Pay Rise Calculator
Check your new 2026/27 take-home pay with detailed pension breakdown.
Launch Tool
HOT
Hourly to Salary Converter
See what the new £12.21/hr really means for your monthly bank balance.
Launch Tool
Remortgage Saver
Coming off a fixed rate? Calculate your repayment jump before it happens.
Launch Tool
Scottish Tax Calculator
Navigate the divergent 2026/27 tax bands exclusive to Scottish residents.
Launch Tool
Live Economic Data
Real-time indicators influencing your 2026 strategy.
UK Market Pulse
Live economic indicators for 2026 planning
Base Rate
3.75% Stability
Bank of England Base Rate
Inflation
3% Falling
Consumer Price Index
Avg Home
£270k +1.8%
UK Avg House Price
Mortgage
4.8% 2yr Fixed
Avg. 2yr Fixed Rate
Why calculate now?
With base rates at 3.75% and inflation at 3.4%, check your real take-home pay and mortgage affordability for 2025/26.